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Our Family of Banks

The Bank of Fayette County
The Bank of Hardeman County
The Bank of McNairy County
The Bank of Mason
The Bank of Collierville

Freedom Checking

Our Freedom Checking account is packed with convenient features. Freedom Checking has a higher minimum balance requirement, but lower maintenance fee. Options to avoid the monthly minimum balance fee - maintain the minimum balance or select emailed statements.

NOW

Our NOW account let you earn interest on your money.

Money Market

Our Money Market interest bearing accounts are designed for those who want access to competitive rates and have immediate access to all of their accounts.

Second Century Money Market

Our Money Market interest bearing accounts are designed for those who maintain larger deposit balances and want access to competitive rates and have immediate access to all of their accounts.

High Cotton

Our High Cotton interest bearing accounts are designed for individuals that maintain larger deposit balances. 


Personal Checking Account Features

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Feature Freedom Checking NOW Money Market Second Century Money Market High Cotton
Minimum to open $100 $1,000 $2,000 $125,000 $10,000
Service charge fee $3 * $9 $11 $24.50 $18.50
Minimum balance to avoid service charge $2,500 $1,000 $2,000 $125,000 $10,000
Free Withdrawals per Month unlimited unlimited 6 6 6
Excess Withdrawals Fee (per Withdrawal)     $5 $8 $8
Interest on checking  
Minimum balance to earn interest on checking   $1000 $2000 $0 $0
Free personalized checks  -  -  -  -   -
Receive “Imaged Checks” in statement each month
Email e‐statements available
“24 Hour Teller Line” Telephone Banking
Free ATM card (subject to application approval)
Free debit card (subject to application approval)
Unlimited ATM access with no fees from The Bank of Fayette County (*fees may be chargedby the owner of the ATM)
Internet Banking Free Free Free Free Free
Bill Pay $6.95 $6.95 $6.95 $6.95 $6.95
Bank-by-Mail
Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the accountbe closed.    
* Service charge fee waived if minimum balance is maintained or emailed e‐statements are selected.

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Equal Housing Lender

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