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Our Bank Mortgage experts work where you live. They make themselves available to meet personally with you to help you at every stage of the home loan process, whether you are buying your first home, building a dream home, or refinancing an existing mortgage.
Fixed Rate Mortgages
This loan is a Conventional long-term, fixed rate mortgage. We offer up to 30-year terms. The interest rate remains constant of the mortgage. The monthly principal and interest payment remains constant.
Adjustable Rate Mortgages
Adjustable Rate Mortgages have an interest rate that adjusts periodically at predetermined intervals. Adjustable rate mortgages are available with a variety of indexes, margins, lifetime caps and adjustment periods. All these factors combined determine your interest rate and payment. The initial interest rate for an adjustable rate mortgage is typically lower than that of a fixed rate mortgage. The Bank of Fayette County offers a wide variety of adjustable rate mortgages from which to choose.
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