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Our Family of Banks

The Bank of Fayette County
The Bank of Hardeman County
The Bank of McNairy County
The Bank of Mason
The Bank of Collierville

Basic Business

Our Basic Business Account is a simple and easy to use account featuring a low minimum balance.

Small Business

Whether you're just starting your small business or looking for new ways to manage cash, we have the right solution for you.

Business NOW

Our Business NOW account let you maximize your earnings.

Business Special NOW

Our NOW Account is an interest bearing account.

Money Market

Our Money Market interest bearing accounts are designed for those who want access to competitive rates and have immediate access to all of their accounts.

Second Century Money Market

Our Money Market interest bearing accounts are designed for those who maintain larger deposit balances and want access to higher rates and have immediate access to all of their accounts.

High Cotton

Our High Cotton interest bearing accounts are designed for businesses that maintain larger deposit balances.

Other Business Services Available

  • Remote Deposit
  • Cash Management
  • Merchant Services

To learn more about these services, please contact your customer service representative, or call 901-854-2265 or email Cydney Tucker at cgriffin@thebank1905.com


Business Checking Account Features

Download PDF Version

Feature Basic Business Checking Small Business Checking Business NOW Business Special NOW Money Market Accounts Second Century Money Market High Cotton
Minimum to open $100 $100 $100 $100 $2,000 $125,000 $10,000
Service charge fee "Low Balance Maintenance Fee" $11 $7 $8 $12 $11 $24.50 $18.50
Minimum balance to avoid service charge $500 $1,500 $1,000 $10,000 $2,000 $125,000 $10,000
Withdrawals ‐ Free Item Count/Fee per additional item 40/$0.15 75/$0.15 30/$0.15 75/$0.15 6/$5 6/$8 6/$8
Deposits ‐ Free Item Count/Fee per additional item 50/$0.15 100/$0.15 20/$0.10        
Credits ‐ Free Item Count/Fee Per additional item 15/$0.15 20/$0.15 20/$0.15        
Non‐interest bearing account          
Interest bearing account    
Receive “Imaged Checks” in statement each month        
“24 Hour Teller Line” Telephone Banking        
Free ATM card (subject to application approval)
Free debit card (subject to application approval)
Unlimited ATM access with no fees from The Bank of Fayette County (*fees may be charged by the owner of the ATM)
Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the accountbe closed.        

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